The 2020 edition of the ICAR Forum has taken place in a Hybrid format, bringing together professionals both in an offline and online format. The conference has been LIVE stream both on Zoom and on the XPRIMM YouTube channel! Through this Hybrid format the insurance market has proved once again that the truly important projects go on, no matter the conditions.

The conference`s main objective was the identification of solutions for increasing the coverage index of housing insurance, in this complicated context.

At the moment, in Romania, there are approximatively 9 million houses, which are exposed daily to a multitude of risks. Floods, fires, land slides and even storms, are just a few examples of risks that homes are exposed to. This being said, a mere 20% of the houses in Romania are insured, not even by a mandatory PAD policy.

At the end of September 2020, at national level, there were only 1.76 million active mandatory housing policies (PAD policies), showing a growing trend compared to the same period of last year, according to the statistics of the Insurance Against Natural Disasters Pool – PAID Romania, the private society that is responsible for the mandatory housing insurance system.

In this context, APPA – Association for Insurance Promotion launched, in October 2020, the eighth edition of the campaign “October – Home Insurance Month”, a large national campaign to inform and educate the population, which aims to draws the attention of Romanians to the need to insure their own home, which became a real shield of protection during the pandemic. Our house takes care of us, but what do we do for it?