This summer brought the much-anticipated
restart for the household insurance system, through the changes
of Law nr.260/2008
regarding the mandatory insurance for catastrophic
The changes, expected by insurance companies (members or
non-members of PAID), intermediaries, reinsurers and local
authorities, create the premises for increasing the penetration
ratio of household insurance, which has reached 43%.
This is the context in which the 10th edition of ICAR
2013 - The International CAtastrophic Risks Forum took
place. The event represented a forum for debating the main
concerning the mandatory and voluntary household insurance,
and the operational aspects which must be readjusted.